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How Flex Credit Works

FlexCredit is easy to use. Use our short form to apply for up to £5,000 and you can choose to apply for 12 month loans or flexible loans up to 18 months. We have a panel of lenders and several loan options, based on just one application.

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How FlexCredit Works

Flexcredit is a non-charging credit broker authorised and regulated by the FCA. When you submit an application through Flexcredit, your details will be seen by multiple lenders to make sure you receive a quick decision.

You will never be charged a fee from Flexcredit, but make sure you check any loan offer carefully to make sure you understand any fees/ charges that may be applied.

To apply for a loan, simply complete the online application form and apply for the amount of money you need to borrow. With Flexcredit you can receive a decision in minutes from £100 to £2000

Key Information You Need To Supply

Personal details including:

  • Name
  • Address
  • Time at current address
  • Email
  • Telephone number (landline & mobile)

Work details including:

  • Employer name
  • Time with employer
  • Salary/ income details

Personal finance details that include:

  • Any credit obligations
  • Food expenditure
  • Travel expenditure
  • Mortgage/ rent obligations
  • Household bills

Then, just decide how much you want to apply for, and for how long. Your application will then be forwarded to the lenders we work with for a fast decision. If your application is accepted, you will be sent to that lender to complete your application. They may need to check further information, including credit reference checks.

How to apply for a 12 month loan or flexible loan

First, you'll need to go to the application form.

You will make the repayments with the lender, and if you want to repay early, you will only pay the amount of interest that has been gained up until that point. You’ll just need to contact them in order to make that early repayment. That’s the whole point of Flex Loans – they’re designed to be repaid when suits you.

FlexCredit is designed to be a simple, fast process that takes the time and hassle of applying out of Flex Loans.

How much do you want to borrow?

How long do you want to borrow for?


Fill in our application form to apply today for a flexible loan up to £5000