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Find a Flexible Loan Today*

How much do you want to borrow?

How long do you want to borrow for?

Apply for a flexible loan up to £5000 today!

Simply complete the online application and in just a few minutes, our lending panel will assess your credit application and give you a quick decision. Using our smartscan technology, we identify the lender most likely to approve your loan application in minutes.

FlexCredit is a broker, not a lender. We are here to help you find the right loan when you need it most. As a leading, award winning credit broker, we work with the UK’s most trusted short-term loan providers and over the years have helped millions apply for short term credit.

What makes FlexCredit Unique

At Flexcredit we appreciate that you want a quick decision on your loan application. So we designed our website to do just that. We have a large panel of FCA regulated lenders offering short term loans, installment loans and guarantor loans. With loan terms starting from just 3 months, you can decide the terms that work best for you.

The loan providers we partner with offer flexible repayment schedules and have to meet our loan term flexibility standard. This means you can choose look at various options before accepting an offer. Our premium service is designed to make your application experience as easy and straightforward no matter where you are.

Remember, with Flexcredit our services are always 100% free.

If you’re approved, a repayment schedule will be set up based on the dates you get paid. It’ll be designed to split your loan up into more manageable chunks. As well as that, you’ll have the option to pay back early.

Repay your loan early and pay less!

At Flexcredit we believe that paying less for something is a good thing. Whether it’s buying cheap cinema tickets or driving a bargain in the January sales.

You can get that same feeling when you pay off your loan early!

Did you know that all our lenders allow customers to repay (in part or in full) their loan obligations without penalty - it can potentially save you hundreds of pounds in interest fees.

Although longer loan terms can seem attractive, the smaller payments can often mean you pay more in interest.

If you pay your loan back in just a few weeks, you won’t be charged any interest from the day of settlement.

Also, because we work with several lenders, you may stand a higher chance of being approved by applying with FlexCredit than if you apply directly to a lender. Even better, we won’t take any longer in getting a decision to you! If you apply with us, you’ll get a decision within minutes in most cases.

Flexcredit - Straightforward Approach

If you are matched with a loan provider, you will deal directly with them to complete the application process and any credit/ identity checks required (this can differ from lender to lender).

When you you are matched with a lender, they will receive all of the application details you submit - so make sure the information is 100% accurate to avoid complications.

Once your loan application is approved, you will be presented with a loan offer, which will detail the loan amount, the repayment terms and importantly - your payment schedule. Please read any loan offers in full before committing. If you are unsure of anything, ask questions until you are fully comfortable you understand.

Remember - You are under no obligation to accept any offer of credit from any loan provider.

*Not all of our lenders offer same day service and we do not guarantee you will be accepted for a loan. Not all lenders offer up to £5000.

Warning: Late repayment can cause you serious money problems. For help, go to