How FlexCredit Personal Loans Work

FlexCredit is easy to use. Use our short form to apply for up to £2,000 and pay it back over a period of up to 12 months! It really is that simple. We have a panel of lenders and several loan options so your chances of getting a loan using FlexCredit are higher.

Information you need to supply

All you need to fill in the application is:

• Your contact details (mobile and landline phone numbers, email and street addresses, and length of time at current address).
• Your work details (time in job, position, when and how much you are paid, and a work phone number).
• Your bank details (sort code and account number).

Then, just decide how much you want to apply for.

How to apply

First, you'll need to go to the application form.
If your application is automatically approved online, you’ll be redirected to the loan agreement immediately. Once you agree online, the cash will be put in your account as soon as possible - often the same day! In case you aren't successful, you can 'opt in' to receive offers of alternative financial solutions when you apply.

Charges and Repaying

                      Representative APR 278%.

Your repayment plan for your 12 month loan will be automatically set up when you apply. This is a flexible plan, so you can increase your payments at any time to clear your loan earlier. For more on charges, please look at flexcredit loan rates.

Please ensure that you have the money in your account as missed payment will likely lead to additional charges.