Stuck in an emergency and need a helping hand? With FlexCredit, you'll get a fast decision, so you'll be able to free up your finances quickly.
Need repairs doing and can't wait any longer? A flexible loan could be one way to get them done now. Spread the expense over a period of time that suits you.
With FlexCredit you’ll also get more options becasue we work with several lenders who offer a range of 3-18 month loans, line of credit, flexible installment loans and also some guarantor loans ranging from 3-18 months. The lenders we work with offer flexible repayment schedules and have to meet our loan term flexibility standard. What this means for you is that you'll have the freedom to spread the cost of your loan without. FlexCredit is designed to make applying as straightforward as possible, and we don’t charge you anything for the application because we recieve commissions directly from the lenders. At the same time we keep application cost and terms the same as you would get from the lenders directly so we give you the advantage of being able to find a lender at no extra cost.
If you’re approved, a repayment schedule will be set up based on the dates you get paid. It’ll be designed to split your loan up into more manageable chunks. As well as that, you’ll have the option to pay back early.
All the lenders we work with allow you to repay as soon as you wish – even the first month you take out the loan. And you’ll only repay the interest that’s been earned up until that point. All you have to do is contact your lender when you want to do it. If you spread the loan out, you’ll pay more in interest, but you’ll have smaller monthly repayments. Many of our customers choose this option because they find it easier to manage. The important thing, from our point of view, is that it offers you more choice and flexibility when you apply.
Also, because we work with several lenders, you may stand a higher chance of being approved by applying with FlexCredit than if you apply directly to a lender. Even better, we won’t take any longer in getting a decision to you! If you apply with us, you’ll get a decision within minutes in most cases.
If you’re accepted, you’ll be presented with a complete breakdown of how much your repayments will be. In most cases you will be able to select the loan period and loan amount that meets your needs. Because they vary by lender, and also depending on your personal circumstances and how long you are taking the loan out for, we can’t give you a full breakdown in advance – however, the lender will send you the information before you agree to the loan. So if it’s not right for you, you’ll be under no obligations.
*Not all of our lenders offer same day service and we do not guarantee you will be accepted for a loan.