Stuck in an emergency and need a helping hand? With FlexCredit, you'll get a fast decision, so you'll be able to free up your finances quickly.
Need repairs doing and can't wait any longer? A flexible loan could be one way to get them done now. Spread the expense over a period of time that suits you.
Apply for your loan and you can choose a schedule that suits you with repayments. Pay it off the same month, or make regular payments. Apply for loans YOUR way with FlexCredit.
You’ll also get more options to apply with FlexCredit, as the lenders we work with offer a range of 12 month loans, flex loans and instalment loans (from 3 months through to 18 months). So you can apply for what you need and choose the best repayment schedule for you. You can also opt to include more short term options as well, if that’s an approach that would work for you. FlexCredit is designed to make applying as straightforward as possible, and we don’t charge you anything for the application
If you’re approved, a repayment schedule will be set up based on the dates you get paid. It’ll be designed to split your loan up into more manageable chunks. As well as that, with most lenders you’ll have the option to pay back early.
All the lenders we work with allow you to repay as soon as you wish – even the first month you take out the loan. And you’ll only repay the interest that’s been earned up until that point. All you have to do is contact your lender when you want to do it. If you spread the loan out, you’ll pay more in interest, but you’ll have smaller monthly repayments. Many of our customers choose this option because they find it easier to manage. The important thing, from our point of view, is that it offers you more choice and flexibility when you apply.
Also, because we work with so many lenders, you may stand a higher chance of being approved by applying with FlexCredit than if you apply directly to a lender. Even better, we won’t take any longer in getting a decision to you! If you apply with us, you’ll get a decision within minutes in most cases.
If you’re accepted, you’ll be sent a complete breakdown of how much your repayments will be. Because they vary by lender, and also depending on your personal circumstances and how long you are taking the loan out for, we can’t give you a full breakdown in advance – however, the lender will send you the information before you agree to the loan. So if it’s not right for you, you’ll be under no obligations.
*Not all of our lenders offer same day service and we do not guarantee you will be accepted for a loan.